Benefits Include
- Emergency medical evacuation
- Hospital services
- Treatment for cancer
- Chronic conditions
- Consultations & diagnostic services
- Prescription drugs/vaccinations/HRT
- Maternity care/Treatment for birth defects & congenital illness
- Psychiatric treatment
- Physiotherapy
- Dental treatment
Individual Plan Downloads
Expacare Individual and Family Plans
A wide range of flexible international health insurance plans to meet the needs of you and your family.
Did you know that if you want adequate nursing care in some hospitals in certain developing countries, you may have to generously ‘tip’ the nurses? Getting to grips with local customs like these as well as the local healthcare system can seem daunting for you or your family, so isn’t it good to know that help is always at hand with a representative from Expacare who can ensure you receive adequate medical treatment, wherever you are in the world?
Expacare’s wide range of flexible plans for individuals can be tailored to your needs and requirements. Our range of Select products, which include a choice of 3 key cover plans: Standardcare, Executivecare and Specialcare, include some of the most wide-ranging benefits in the international health insurance industry. These include cover for chronic conditions with no annual sub limits or restrictive wording about only covering acute phases of chronic conditions – something that is common with many of our competitor’s plans.
Specialcare is the Expacare plan with the most wide-ranging benefits and offers cover that compares favourably with other leading products in the market. All the key elements of cover are included: in-patient hospital expenses, out-patient benefits, prescription drugs and vaccinations and routine medical examinations. In addition Specialcare includes cover for maternity care with treatment for birth defects and congenital illness, routine dental treatment, treatment for alcohol and drug addiction and lump sum payment on diagnosis of AIDS.
Download the Fact File.
- Overall policy limit of £5,000,000 or $8,500,000 or €7,500,000
- Full refund for in-patient hospital and day-patient treatment, including cancer and treatment and monitoring of chronic conditions
- Full refund for out-patient treatment including cover for GP visits and treatment and monitoring of chronic conditions
- Cover for prescription drugs and vaccinations
- Cover for routine maternity care and maternity cover with complications
- Benefit for routine dental treatment
- Wellness benefit for routine medical investigations
- Lump sum payment on diagnosis of aids
- Payment for treatment of alcohol and drug addiction
- Emergency medical evacuation
The Executivecare plan gives the reassurance that the cost of out-patient treatment will be covered as well as the major inpatient hospital expenses. As with Standardcare, cover for emergency medical evacuation is included automatically. For consultations, GP visits and diagnostic services the cover is a full refund with additional benefits for prescription drugs, vaccinations occupational therapy and complementary therapies.
Download the Fact File.
- Overall policy limit of £1,500,000 or $2,550,000 or €2,250,000
- Full refund for in-patient hospital and day-patient treatment, including cancer and chronic conditions
- Full refund for out-patient treatment including cover for private GP visits and treatment and monitoring of chronic conditions
- Cover for prescription drugs and vaccinations
- Benefit for complementary therapies
- Emergency medical evacuation
Standardcare offers cover for in-patient hospital treatment with some provision for follow-up out-patient treatment. It covers the more expensive element of any course of treatment which is the in-patient hospital stay, together with the reassurance that if it is necessary to carry out an emergency medical evacuation, cover for this is automatically included in the plan.
Download the Fact File.
- Overall policy limit of £1,000,000 or $1,700,000 or €1,500,000
- Full refund on in-patient hospital and day-patient treatment including treatment for cancer and chronic conditions
- Organ transplants covered up to £100,000 or $170,000 or €150,000
- Emergency medical evacuation
Regional Individual Plans
Where required for either regulatory, or specific geographical requirements, Expacare offers bespoke regional plans around the world to better serve the needs of expatriates based in these regions. Currently we offer arrangements in Dubai and Indonesia.
For Dubai, we offer a range of benefits in line with our worldwide individual plans, (Standardcare, Executivecare, Specialcare) but with the added benefit of local claims handling for all claims.
For Indonesia there are three plan types, Bronze, Gold and Platinum. The Bronze and Gold options offer cover for in-patient treatment in the country of residence and elsewhere in SE Asia, if suitable treatment is not available locally. The Platinum Plan also offers cover for out-patient treatment and evacuation. Expacare’s Mediksure plans are supported by a local claims administrator and assistance provider in Jakarta.
For further information, please contact Expacare at:
+44 (0) 1344 381650 or info@expacare.com